Not sure where to start?
Gathering the right information and documents are one of the most important steps in finacing for a new home. For example you may need your income, employment status, two years of IRS filings, credit score, list of possible household expenses. Determine how much you can afford. Then shop around and find the best rates and terms from banks, mortage companies, brokers or online lenders.
Morgage loan come in many different types: FHA loans, VA loans, and Conventional Loan. The loan company will help you find the best one that will fit your needs.
Once you are prequalifed you will be one step closer to getting the new Home. Having all the information ready will help the process go faster, easier and more effiecinet.